About Kitty Reese


Proud to be a team member of the largest Mortgage Brokerage in the US, NEXA Mortgage, which has its corporate office in Chandler, AZ.

I’m a former residential and commercial Mortgage Underwriter with over 16 years experience working for a variety of lenders and credit unions over the course of my career. In 2020 I made the transition to Mortgage Loan Originator in order to use my in depth knowledge and training in a new way in order to help more people and truly enjoy my job and making dreams come true.

I specialize in Conventional, Jumbo, and Commercial Mortgage loan products with expertise in the area of purchasing or refinancing of horse properties, whether business or residential.

As a former Jumbo and Conventional Underwriter, I have extensive training and master knowledge in evaluating the Self Employed Borrower, especially those with complicated tax structures and unique situations. In addition to all the standard loan programs, I have niche programs specifically customized for those Self Employed Borrower who takes advantage of tax write-offs and therefore doesn’t fit in the standard income qualification box used by most traditional lenders.  My specialty programs also extend to Real Estate investors. And if your dream home is one that you desire to have built from scratch, our one-time close programs are one of the best available. 

I’m licensed in both Florida and New Jersey (in progress) and will be adding Georgia and Texas soon. I’m a proud 6th generation native Floridian originally from the Cocoa Beach area where my adult daughter and grandbabies currently still live. I currently live with my wonderful husband, our horses, dogs, chickens, and a cat in Plant City, FL, part of the greater Tampa metropolitan area. I also have an office in Orlando, in the Universal Studios area, but can help in any part of Florida or New Jersey.

I self process all my loans, so even though there will be other team members in the process to assist me, I will be there for the entire loan journey with you. I’m available to my Clients on weekends and nights as well. I understand that the process of getting a mortgage can be stressful and that sometimes you have a question that cannot wait until Monday or until the morning. If you have a mortgage need or question, or know somebody who needs help with a mortgage, I would be honored to assist whether you’re ready to get started now, or just doing your preliminary research. I’m here to help 🙂


Kitty Reese
Mortgage Loan Originator
(352) 239-9688